How to save money on Flood Insurance

Here are our top 10 tips by which you can save big in your flood insurance premium every year without risking your cover I have been able to save people thousands just by correcting errors on elevation certificates. Wrong Base Flood Elevations is usually the number 1...

Flood Insurance, Myths and Facts

Top Myths about Flood Insurance Only available if you are in a flood plain Many people think that flood insurance is only available to people who live in a FEMA designated flood plain. This is totally incorrect. Anyone living in a participating community throughout...

New Flood Insurance Escrow Requirements!

As of January 1, 2016, all new residential mortgages will REQUIRE that mandatory flood insurance is escrowed with your loan.  More efforts to control what you do with your money and where it goes.  This new rule is for any new loans starting in 2016 or any existing...

FEMA disaster information and stats broken down!

FEMA posted all of this data information on disasters broken down by State and territory, I realize that most people don't really care about all of this, but we geeks here at NFE enjoy stats especially when its our clients money that's being spent.  Enjoy the...

Flood Insurance Double Deductible Trap!!

One common misconception with flood insurance is people think they have one policy. The fact is that when you purchase a flood policy, you are technically buying 2 policies, one on the building, and one on your contents. Let’s look at an example for a typical home...

November 1, 2015 Flood Insurance Changes!

As of November 1st, FEMA has implemented some changes to how flood insurance is rated.  Below is a summary of the changes.  Nothing earth shattering here, but they are changing the way that non-residential buildings are rated.  This will lead to the 18%-25% rate...

Preferred vs. Standard Flood Insurance Policies

The Difference between Preferred and Standard Flood Insurance Policies. Today’s blog is about the difference between Standard and Preferred flood insurance policies.  At least once a week I get a prospective client that I know I can get their home or business taken...

What Does National Flood Experts Do?

[embed]https://www.youtube.com/watch?v=fnrmskrWrj4[/embed] How do you get your property reviewed with National Flood Experts to determine if your property qualifies for your FEMA Refund? It is fast and easy all you need to do is complete the property review form below...

National Flood Experts Attending HomeShow at Fort Lauderdale

FEMA and National Flood Insurance Program Refund Claim Secrets Finally Exposed at Fort Lauderdale Homeshow It is official for the first time ever you are going to be able to submit your FEMA Refund Claim at the Fort Lauderdale HomeShow. You will be able to see if you...

National Flood Experts – Helping Homeowners Across America

Are you the kind of person who enjoys throwing away your money? Do you toss hundred dollar bills into the air just for fun? No? Well, I can show you how, if you own a home, that could be what you are doing. If you learned you could save thousands of dollars every year...

What about my flood insurance

[embed]https://www.youtube.com/watch?v=ez3G3bKrD34[/embed] Once the flood zone is changed on your property mandatory flood insurance is no longer required by FEMA. You then have 2 choices. First you can cancel your current national flood insurance policy NFIP...

What about my mortgage company

Each mortgage company obtains a flood zone determination prior to the closing of a loan to determine if the property is located in a SFHA. These determinations are done by any company chosen by the lender. If the flood zone determination (right or wrong) comes back...

Why is my property in a flood zone?

Flood maps are issued by The Federal Emergency Management Agency (FEMA) as an end result of a general study of a large area. This study does not evaluate individual properties and is very broad based in nature. These areas are then determined to be Special Flood...

FEMA Flood Elevation Certificate Service

Is my home located in Flood Hazard Zone? Flood Hazard Zones are typically found in low-lying, river or stream shore areas. FEMA has determined Base Flood Elevations for most Flood Hazard Zones. The Base Flood Elevation is an elevation above the mean sea level which...